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Comprehensive insurance applies in Estonia and Europe. By special agreement it is possible to expand the territory of insurance, for example to Russia.

Comprehensive insurance helps to repair your vehicle even if you are at fault for the damage or if the culprit cannot be identified at all. Comprehensive insurance includes cover for the following:

  • Traffic accidents
  • Natural disasters
  • Smashed windows in the passenger compartment
  • Vandalism
  • Fire
  • Theft and robbery (theft of the vehicle or its parts or equipment)

Furthermore, comprehensive insurance includes a Roadside Assistance service which helps in case of other unexpected events – tyre punctures, ignition problems, etc.

When insuring your vehicle you should think through which situations you want protection for. You can choose additional types of insurance cover for your comprehensive insurance. For example, the option to use a replacement vehicle, new value insurance (in case of a brand new vehicle), passengers’ accident insurance, lease payment insurance, luggage insurance and replacement trailer insurance.

In addition to comprehensive insurance we recommend you buy deductible insurance, which compensates for the deductible set out on the comprehensive insurance policy in the case of a comprehensive insurance loss event. Deductible insurance means an insurance policy in addition to comprehensive insurance. More information can be found at www.ovk.ee.

If you have any questions you can always consult with IIZI’s specialists to find the insurer that suits your requirements the best and the most appropriate comprehensive insurance package.

Why take out comprehensive insurance through IIZI?

  • With IIZI’s help you can quickly and easily compare offers from different insurance companies
  • IIZI provides you with an overview of the prices and draws your attention to important terms and conditions
  • IIZI keeps track of the expiry of your vehicle’s insurance and lets you know when it’s time to renew the insurance
  • With IIZI’s help you can also compare offers when renewing a policy
  • IIZI helps to always find you the most appropriate insurance solution

When taking out insurance look beyond the price and read the terms and conditions!